[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.darne.sk\/p2p-pozicky-pre-vas\/#Article","mainEntityOfPage":"https:\/\/www.darne.sk\/p2p-pozicky-pre-vas\/","headline":"P2P p\u00f4\u017ei\u010dky pre v\u00e1s","name":"P2P p\u00f4\u017ei\u010dky pre v\u00e1s","description":"Ve\u013emi ve\u013ea kr\u00e1t sa st\u00e1va \u017ee nie\u010do v dom\u00e1cnosti od\u00edde a ani zn\u00e1mi alebo rodina nemaj\u00fa dostatok pe\u0148az\u00ed na po\u017ei\u010danie. Preto rie\u0161i\u0165 tak\u00fato situ\u00e1ciu po\u017ei\u010dan\u00edm si od viacer\u00fdch \u013eud\u00ed naraz nepripad\u00e1 v \u00favahu. V tom lep\u0161om pr\u00edpade sa v\u00e4\u010d\u0161inou jedn\u00e1 o men\u0161iu sumu a banka na v\u00e1s \u010d\u00edha ako sup na svoju koris\u0165....","datePublished":"2020-01-21","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.darne.sk\/author\/#Person","name":"","url":"https:\/\/www.darne.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cbcb92d2d459f60d1dc08d6e5973c6b0ed1017e8a3b51da0599e03841cfa81e6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cbcb92d2d459f60d1dc08d6e5973c6b0ed1017e8a3b51da0599e03841cfa81e6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"darne.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.darne.sk\/wp-content\/uploads\/img_a302982_w16559_t1562596156.jpg","url":"https:\/\/www.darne.sk\/wp-content\/uploads\/img_a302982_w16559_t1562596156.jpg","height":0,"width":0},"url":"https:\/\/www.darne.sk\/p2p-pozicky-pre-vas\/","wordCount":536,"articleBody":"Ve\u013emi ve\u013ea kr\u00e1t sa st\u00e1va \u017ee nie\u010do v dom\u00e1cnosti od\u00edde a ani zn\u00e1mi alebo rodina nemaj\u00fa dostatok pe\u0148az\u00ed na po\u017ei\u010danie. Preto rie\u0161i\u0165 tak\u00fato situ\u00e1ciu po\u017ei\u010dan\u00edm si od viacer\u00fdch \u013eud\u00ed naraz nepripad\u00e1 v \u00favahu. V tom lep\u0161om pr\u00edpade sa v\u00e4\u010d\u0161inou jedn\u00e1 o men\u0161iu sumu a banka na v\u00e1s \u010d\u00edha ako sup na svoju koris\u0165. Bez v\u00e4\u010d\u0161\u00edch probl\u00e9mov v\u00e1m tak k\u013eudne po\u017ei\u010daj\u00fa v banke na \u010do len potrebujete. A to dokonca pri nulovom \u00faroku. Finta pri takej to p\u00f4\u017ei\u010dke v\u00e4\u010d\u0161inou b\u00fdva u ro\u010dne n\u00e1kladovej miery na \u00faver. Ale svet nie je dokonal\u00fd a nie v\u017edy je p\u00f4\u017ei\u010dka od banky tou spr\u00e1vnou a jedinou vo\u013ebou. Ak sa jedn\u00e1 o mal\u00e9 sumy, je v niektor\u00fdch pr\u00edpadoch celkom v\u00fdhodn\u00e9 si po\u017ei\u010da\u0165 od \u013eud\u00ed. Presnej\u0161ie sa tu bav\u00edme o P2P p\u00f4\u017ei\u010dke.\u00a0Tak\u00e9to p\u00f4\u017ei\u010dky maj\u00fa svoje v\u00fdhody\u00a0\u00a0\t\tP\u00f4\u017ei\u010dky maj\u00fa n\u00edzky \u00farok\t\tBez zbyto\u010dn\u00e9ho papierovania\t\tD\u00e1 sa vybavi\u0165 online\t\tViete si porovna\u0165 celkov\u00fa sumu ktor\u00fa splat\u00edte z viacer\u00fdch pon\u00fak\u00a0\u00a0Pri po\u017ei\u010diavan\u00ed cez P2P syst\u00e9m sa na internete stretnete s dvomi typmi \u013eud\u00ed. T\u00ed prv\u00fd s\u00fa investori. Zv\u00e4\u010d\u0161a sa tu jedn\u00e1 o \u013eud\u00ed \u010do maj\u00fa nejak\u00e9 peniaze naviac a chc\u00fa ich ochr\u00e1ni\u0165 pred infl\u00e1ciou a tak ich rad\u0161ej investuj\u00fa. Namiesto toho aby ich nechali le\u017ea\u0165 doma pod vank\u00fa\u0161om alebo v banke. Nev\u00fdhodou takto investovan\u00fdch pe\u0148az\u00ed je ale to \u017ee o ne m\u00f4\u017eu kedyko\u013evek pr\u00eds\u0165. Preto\u017ee sa v podstate jedn\u00e1 zo strany poskytovate\u013ea iba o sprostredkovania p\u00f4\u017ei\u010dky, pri\u010dom si za to vyp\u00fdta poplatok. Ten je s\u00edce dos\u0165 mal\u00fd a oplat\u00ed sa to v\u0161etk\u00fdm trom stran\u00e1m. No v pr\u00edpade \u017ee dl\u017en\u00edk prestane spl\u00e1ca\u0165, m\u00f4\u017ee investor necha\u0165 vym\u00e1hanie na sprostredkovateli alebo sa o to pok\u00fasi\u0165 s\u00e1m. Ka\u017edop\u00e1dne je to riziko ktor\u00e9 je treba dobre zv\u00e1\u017ei\u0165 pri tejto forme investovania.\u00a0Ten druh\u00fd typ ako u\u017e iste tu\u0161\u00edte jedl\u017en\u00edk. Respekt\u00edve niekto kto si potrebuje po\u017ei\u010da\u0165 peniaze \u010di u\u017e na nevyhnutn\u00fa opravu bytu \u010di auta. Samozrejmos\u0165ou s\u00fa aj r\u00f4zne rodinn\u00e9 oslavy a in\u00e9 neo\u010dak\u00e1van\u00e9 udalosti. \u010ci u\u017e pr\u00edjemn\u00e9 alebo naopak smutn\u00e9. V\u00fdhodou pri takej forme po\u017ei\u010dania je oproti in\u00fdm form\u00e1m najme f\u00e9rov\u00fd pr\u00edstup ak nastane situ\u00e1cia \u017ee nevl\u00e1dzete spl\u00e1ca\u0165, a to \u010di pre zdravotn\u00e9 probl\u00e9my alebo stratu zamestnania. V\u00e4\u010d\u0161ina \u013eud\u00ed m\u00e1 v\u010faka klasick\u00fdm nebankovk\u00e1m z tejto formy po\u017ei\u010dania si pe\u0148az\u00ed opr\u00e1vnen\u00fd strach. No v kone\u010dnom d\u00f4sledku obom stran\u00e1m ide o splatenie dlhu a tak je z\u00e1ujem na rie\u0161en\u00ed probl\u00e9mu bran\u00fd naozaj v\u00e1\u017ene a prihliada sa na nielen na samotn\u00e9 splatenie ale aj na \u013eudsk\u00fa str\u00e1nku a preto sa niet \u010doho ob\u00e1va\u0165.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P2P p\u00f4\u017ei\u010dky pre v\u00e1s","item":"https:\/\/www.darne.sk\/p2p-pozicky-pre-vas\/#breadcrumbitem"}]}]