[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.darne.sk\/zohladnujete-pri-investovani-riziko-moznej-straty\/#Article","mainEntityOfPage":"https:\/\/www.darne.sk\/zohladnujete-pri-investovani-riziko-moznej-straty\/","headline":"Zoh\u013ead\u0148ujete pri investovan\u00ed riziko mo\u017enej straty?","name":"Zoh\u013ead\u0148ujete pri investovan\u00ed riziko mo\u017enej straty?","description":"Invest\u00edcie s\u00a0minim\u00e1lnou mierou rizika Bezpe\u010dn\u00e9 invest\u00edcie nepredstavuj\u00fa riziko straty istiny. Nev\u00fdhodou v\u0161ak je, \u017ee nemus\u00edte zarobi\u0165\u00a0 ve\u013ea pe\u0148az\u00ed. S bezpe\u010dn\u00fdmi bezrizikov\u00fdmi invest\u00edciami sa nebudete musie\u0165 ob\u00e1va\u0165 straty pe\u0148az\u00ed, ale na druhej strane ve\u013ea nezarob\u00edte. Najv\u00e4\u010d\u0161\u00edm rizikom je, \u017ee n\u00e1vratnos\u0165 invest\u00edci\u00ed bude ni\u017e\u0161ia ako miera infl\u00e1cie. Napr\u00edklad v roku 2009 invest\u00edcie s n\u00edzkym rizikom...","datePublished":"2018-08-11","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.darne.sk\/author\/#Person","name":"","url":"https:\/\/www.darne.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cbcb92d2d459f60d1dc08d6e5973c6b0ed1017e8a3b51da0599e03841cfa81e6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cbcb92d2d459f60d1dc08d6e5973c6b0ed1017e8a3b51da0599e03841cfa81e6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"darne.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.darne.sk\/wp-content\/uploads\/img_a291930_w16559_t1539249328.jpg","url":"https:\/\/www.darne.sk\/wp-content\/uploads\/img_a291930_w16559_t1539249328.jpg","height":0,"width":0},"url":"https:\/\/www.darne.sk\/zohladnujete-pri-investovani-riziko-moznej-straty\/","wordCount":423,"articleBody":"Invest\u00edcie s\u00a0minim\u00e1lnou mierou rizikaBezpe\u010dn\u00e9 invest\u00edcie nepredstavuj\u00fa riziko straty istiny. Nev\u00fdhodou v\u0161ak je, \u017ee nemus\u00edte zarobi\u0165\u00a0 ve\u013ea pe\u0148az\u00ed. S bezpe\u010dn\u00fdmi bezrizikov\u00fdmi invest\u00edciami sa nebudete musie\u0165 ob\u00e1va\u0165 straty pe\u0148az\u00ed, ale na druhej strane ve\u013ea nezarob\u00edte.Najv\u00e4\u010d\u0161\u00edm rizikom je, \u017ee n\u00e1vratnos\u0165 invest\u00edci\u00ed bude ni\u017e\u0161ia ako miera infl\u00e1cie. Napr\u00edklad v roku 2009 invest\u00edcie s n\u00edzkym rizikom vr\u00e1tili menej ako polovicu jedn\u00e9ho percenta, av\u0161ak infl\u00e1cia, meran\u00e1 indexom spotrebite\u013esk\u00fdch cien, bola v tomto roku pribli\u017ene 2,5%. Je \u0165a\u017ek\u00e9 \u017ei\u0165 s polovicou \u00farokov ro\u010dne, zatia\u013e \u010do n\u00e1klady st\u00fapaj\u00fa.Ak chcete z\u00edska\u0165 vy\u0161\u0161ie v\u00fdnosy, mus\u00edte by\u0165 ochotn\u00ed pou\u017e\u00edva\u0165 invest\u00edcie s vy\u0161\u0161\u00edm rizikom, \u010do znamen\u00e1, \u017ee m\u00f4\u017ee trva\u0165 roky, kedy budete ma\u0165 negat\u00edvne v\u00fdnosy.Invest\u00edcie s\u00a0n\u00edzkym rizikomInvest\u00edcie s n\u00edzkym rizikom, ako s\u00fa kr\u00e1tkodob\u00e9 vl\u00e1dne, podnikov\u00e9 a komun\u00e1lne dlhopisy, prin\u00e1\u0161aj\u00fa konzistentn\u00e9 v\u00fdnosy s minim\u00e1lnym rizikom. Vo v\u0161eobecnosti to znamen\u00e1 vy\u0161\u0161iu n\u00e1vratnos\u0165 ako ich bezpe\u010dnej\u0161ie, zaru\u010den\u00e9 alternat\u00edvy.Typick\u00fdm finan\u010dn\u00fdm n\u00e1strojom s n\u00edzkym rizikom je dlhopis. Pokia\u013e ide o dlhopisy, je potrebn\u00e9 ma\u0165 na pam\u00e4ti nieko\u013eko vec\u00ed:– \u0160t\u00e1tne dlhopisy – pova\u017euj\u00fa sa za ve\u013emi bezpe\u010dn\u00fa invest\u00edciu, preto\u017ee slovensk\u00e1 vl\u00e1da garantuje istinu a \u00faroky.–\u00a0Firemn\u00e9 dlhopisy – istina a \u00faroky s\u00fa podporen\u00e9 finan\u010dnou silou spolo\u010dnosti, ktor\u00e1 ich vydala, tak\u017ee ak spolo\u010dnos\u0165 vyhl\u00e1si konkurz, va\u0161e peniaze by mohli by\u0165 ohrozen\u00e9.– Komun\u00e1lne dlhopisy – istina a \u00faroky s\u00fa podporen\u00e9 obcou alebo mestom, ktor\u00fd vydal dlhopis. Rovnako ako pri \u0161t\u00e1tnych, aj komun\u00e1lne dlhopisy s\u00fa pomerne bezpe\u010dnou invest\u00edciou.Invest\u00edcie s\u00a0vysok\u00fdm rizikomAk chcete z\u00edska\u0165 vy\u0161\u0161ie v\u00fdnosy so strednou a\u017e\u00a0vysokou \u00farov\u0148ou investi\u010dn\u00e9ho rizika, m\u00f4\u017eete sa rozhodn\u00fa\u0165 vlo\u017ei\u0165 \u010das\u0165 svojich pe\u0148az\u00ed do invest\u00edci\u00ed s n\u00edzkym rizikom a \u010das\u0165 invest\u00edci\u00ed s vy\u0161\u0161ou mierou rizika. Akciov\u00fd fond sa pova\u017euje za invest\u00edciu s vysok\u00fdm rizikom, m\u00f4\u017eete dosiahnu\u0165 mimoriadne vysok\u00fa n\u00e1vratnos\u0165 za jeden rok a ve\u013ek\u00e9 straty v bud\u00facom roku.Existuj\u00fa aj \u010fal\u0161ie mo\u017enosti, ktor\u00e9 spadaj\u00fa do tejto rizikovej kateg\u00f3rie, ako je zalo\u017eenie vlastn\u00e9ho podniku, rizikov\u00e9 obchodovanie na op\u010dnom trhu \u010di \u0161pekul\u00e1cie s\u00a0nehnute\u013enos\u0165ami.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zoh\u013ead\u0148ujete pri investovan\u00ed riziko mo\u017enej straty?","item":"https:\/\/www.darne.sk\/zohladnujete-pri-investovani-riziko-moznej-straty\/#breadcrumbitem"}]}]